Apply for a Loan · Jinder Finance PVT LTD

1Loan Details

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3Contact

4Review

Basic loan details

Tell us what kind of loan you need. We'll show your estimated EMI.

Loan Type

Loan Amount Required (₹)

Between ₹ 50,000 and ₹ 25,00,000

Loan Tenure (months)

6 – 120 months

Purpose of Loan

Preferred EMI Range

Do you have any existing loan?

Yes

Estimated EMI: — (at 12.50% p.a., indicative only)

Your draft is auto-saved for 72 hours.

Eligibility & Required Criteria

Check if you meet the eligibility before applying

👔 Salaried Individuals

Age	Between 21 and 60 years
Monthly Income	Minimum ₹20,000 (net in-hand)
Employment Type	Registered private or public organization
Work Experience	At least 1 year of continuous employment

💼 Self-Employed Professionals

Age	25 years and above
Annual Income	₹2.5 Lakhs and above
Profession	Doctor, CA, Architect, Consultant, etc.
Business Stability	Minimum 2 years, valid ITR required

🏪 Business Owners

Age	25 years and above
Turnover	Minimum ₹5 Lakhs annually
Business Type	Sole Proprietorship, Partnership, Pvt Ltd
Operational History	At least 3 years in current business

List of Required Documents

Keep these ready for a smooth application

Category	Documents Required
Common for All Applicants	Recent passport-size photograph Government-issued ID (Aadhaar / PAN / Passport) Address Proof (Utility Bill / Rent Agreement / Passport) Bank statement of last 6 months (PDF preferred)
Salaried Professionals	Latest 3 months' salary slips Form 16 or latest Income Tax Return (ITR) Employee ID card or Appointment Letter
Self-Employed & Business Owners	ITR for last 2 financial years Valid Business Registration Certificate Latest Profit & Loss Statement or Balance Sheet GST Registration (if applicable)

Representative Loan Example

Illustrative figures for transparency

Loan Amount	APR	Tenure	Processing Fee+GST	Disbursed	EMI	Total Repayment	Total Interest
₹1,00,000	8.5% p.a.	24 Months	₹2,360	₹97,640	₹4,543	₹1,08,242	₹8,242

Charges & Fees – Jinder Finance

Loan Amount: ₹50,000 to ₹20,00,000
Interest Rate: 8.5% p.a. to 16% p.a. (based on credit profile)
Processing Fee: Minimum ₹1499 or above upto (2% + GST) based on profile
Loan Tenure: Minimum 12 months, Maximum 120 months
EMI Bounce Charges: ₹590 per instance (+ taxes)
Late Payment Charges: 2% per month on the overdue EMI amount
Pre-Closure Charges: Nil (No charges after lock-in period)
Disbursal Mode: Direct credit to customer's verified bank account

Representative Example: For a loan of ₹1,00,000 at 10% p.a. for 24 months: Processing Fee = ₹2,000 + GST (18%) = ₹2,360 | Disbursed = ₹97,640 | EMI ≈ ₹4,614/month | Total Interest = ₹10,736 | Total Repayment = ₹1,10,736

*All charges subject to change as per company policy and RBI guidelines.